How to Buy a Property in Pakistan: Step-by-Step Guide

Buying a home is one of the most important financial decisions you’ll make — and understanding the process helps you make it with confidence. Here’s a clear, step-by-step guide to buying property in Pakistan.

Step 1: Identify Your Needs and Budget

Before you begin searching, decide:

• The type of property you need (apartment, house, plot).
• Preferred location and nearby amenities.
• Your budget, including purchase price, taxes, and legal fees.

Step 2: Search for Properties

Browse trusted real estate platforms like Ashiana.pk to find verified listings from property owners and agents.
Use filters to search by city, price, property type, and size.

Step 3: Verify the Property and Seller

Before making any payments:

• Ask for a copy of the title deed and ownership documents.
• Check if the property is free of disputes or pending dues.
• Verify the seller’s CNIC and ownership records through local land authorities.

Step 4: Conduct a Site Visit

Visit the property in person to confirm its condition, accessibility, and surrounding environment.
If it’s under development, ensure the builder or housing society has valid NOCs (No Objection Certificates).

Step 5: Negotiate and Finalize Terms

Discuss the price, payment schedule, and transfer method with the seller.
If you’re working through an agent, make sure all terms are documented clearly.

Step 6: Legal Documentation and Transfer

Engage a qualified property lawyer to:

• Prepare the Sale Agreement.
• Verify all ownership documents.
• Complete the Transfer Deed and registration at the Sub-Registrar’s Office.

Step 7: Payment and Handover

Make payments through bank transfer or pay order for security and proof.
Once ownership is legally transferred, you’ll receive the registered Sale Deed — the final proof of ownership.