Tips for First-Time Home Buyers in Pakistan

Buying your first home can feel overwhelming — but with the right preparation, it becomes an exciting milestone.

1. Define Your Budget and Financing
Calculate how much you can afford. Consider:

• Down payment.
• Bank loan or financing (check banks offering home loans).
• Additional taxes and fees.

2. Research the Market
Explore property listings on Ashiana.pk to compare prices and trends in your target area.

3. Choose a Reliable Agent or Developer
Work only with verified professionals. Look for agents with reviews, a license, or an active Ashiana.pk profile.

4. Always Verify the Property
Never rely solely on photos or verbal promises. Inspect documents, visit the site, and confirm NOCs and approvals.

5. Avoid Cash Transactions
Use traceable banking methods like pay orders or online transfers to ensure security.

6. Get Legal Help
Hire a real estate lawyer to review all contracts before signing.

7. Think Long-Term
Choose a location with access to schools, healthcare, and future development potential — this increases your home’s value over time.